Its never easy deciding on how you finance the growth of your business. Do you use the cash you have retained for working capital, do you use normal term funding from your Bank or what about using specific asset based funding solutions.

Asset finance is the provision of credit or leasing facilities to fund the purchase of business assets. The security involved in asset finance is primarily taken on the asset concerned and is generally a stand-alone facility.

It provides the opportunity for new & existing businesses, from small businesses through to the SME sector to access funding for their capital expenditure requirements by allowing a business to spread the cost of purchase over a period of time, usually up to the useful life of the asset. Assets that can typically be funded in this method are generally of a substantial nature and have a readily available resale market.

At CapEX we have a number of options that can work for your business:

• Fixed Rate Hire Purchase/ Fixed Rate Lease Purchase
  Spread the cost over the useful life of the asset, easier budgeting, Tax benefits
  
• Variable Rate Hire Purchase/ Variable Rate Lease Purchase
  Benefit from a low finance house base rate
  
• Lease Purchase
  Defer part of the repayment to reduce your monthly rental
  
• Capital/Finance Lease
  Low initial rental and Vat payment
  
• Operating Lease
  Work on a rental cost rather then a capital cost
• Finance Lease
  Finance Lease gives you the use of your capital equipment without the high cost of ownership, you can improve your cash flow.

Key features & Benefits:

• Our Portfolio
  we arrange finance on all types of commercial assets such as computer, printing, machinery, vehicle, business to business finance in the UK with deals tailored to fit your individual business requirements.
• Fixed or Variable Interest Rates
  With repayments structured to suit your cash flow requirements.
• Immediate Use of the Asset
  Minimum initial outlay and payments can be arranged to suit your cash flow. Rentals can normally be offset against taxable profits.
• Our Service
  Clear, simple and fair no matter how complex the deal.
• Releases Working Capital
  Raise cash for other projects.
• The Choice Is Yours
  At the end of the agreement you can keep, sell or return the asset.